Overview

Thailand Product Liability Insurance

Commercial Goods Liability Insurance, often referred to as Product Liability Insurance, or even CGL Insurance, provides essential protection for businesses involved in manufacturing, distributing, or selling physical goods.

If a product you produce or supply causes injury or property damage, this type of coverage ensures that your business is protected from the financial consequences of any resulting legal action.

Whether you're a manufacturer, wholesaler, importer, or retailer, you may be held liable for harm caused by a defective product; even if the fault occurred further up or down the supply chain. CGL Insurance is specifically designed to help cover legal defense costs, settlements, and court-awarded damages stemming from product-related claims and failures.

CCW Global and our local insurance partners are able to arrange tailored Commercial Goods Liability Insurance solutions to companies across Thailand and beyond. With access to an extensive network of international insurers, we can help protect your business against the unexpected liabilities that can arise from the goods you create, sell, or distribute.

Coverage

Product Liability Coverage for your Business

When a product turns out to be defective, whether this is due to a design flaw, manufacturing issue, or labeling error, any business involved in its production, handling, or sale can be held legally responsible if that product causes injury or financial loss. This liability extends to all parties in the supply chain. As such, even if your company was not directly at fault, you could still face costly litigation simply for having handled a defective item at some point in time.

Because of this exposure, many major e-commerce platforms (including Amazon) have introduced mandatory insurance requirements for certain sellers. For example, Amazon requires third-party vendors who exceed US$10,000 in monthly sales to carry Commercial Goods Liability Insurance (CGL); safeguarding all parties against potentially defective or harmful goods.

Benefits

Product Liability Insurance Coverage

CCW Global, and our Thailand Insurance Partners, can source tailored Commercial Goods Liability Insurance solutions that have been designed to meet the needs of modern businesses and online vendors.

CGL Insurance policies provide robust financial protection with key coverage features that include:

Up to US$1 million in coverage per occurrence, with the same amount available in aggregate annually
Protection against a wide range of liabilities, including bodily injury, personal injury, property damage, and contractual liability
Flexible policy structures available as Commercial General Liability (CGL), Umbrella, or Excess Liability coverage

To support vendors operating through online marketplaces, such as Amazon, Product Liability plans can be customized to name not only your business as the insured party, but also the specific platform you use, and the products you sell.

Whether you’re selling niche goods or mass-market items, Commercial Goods Liability coverage ensures you’re protected against the unexpected.

Quotation

Commercial Goods Liability Insurance Consultations

If you are an online seller and would like to obtain a free Commercial Goods Liability Insurance consultation regarding any of your products or services, simply complete the short form on this page.

Alternatively, you can learn more about this type of insurance, or speak directly to an expert Thailand Insurance advisor by Contacting Us Today.

Ask CCW - where your insurance is Swift, Simple, and Sorted.

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