Overview
Inpatient Medical Insurance in Thailand
CCW Global and our Thailand Insurance Partners can source a wide selection of Thailand health insurance plans featuring robust inpatient coverage.
As the foundation of most Thailand medical insurance policies, an Inpatient Coverage Benefit will normally be a required inclusion on any medical insurance policy. Once you have selected inpatient coverage, you are normally able to then add additional coverage options to your policy.
Inpatient health insurance protection ensures you're covered for major medical events that require an overnight stay in a medical facility.
Considerations
Why Consider Inpatient Coverage?
A Thailand health insurance plan that includes inpatient coverage safeguards you from the high costs of medical care that requires an overnight hospital stay.
Private hospital care in Thailand is extremely affordable, and the kingdom boasts a robust medical tourism industry. However, a single serious illness or accident requiring hospitalization could lead to medical bills that far exceed what most people can comfortably afford.
While inpatient care isn’t something you’ll need every day, the likelihood of requiring it grows with age. When it does happen, just one major hospital stay can cost more than a lifetime of routine medical expenses. As such, it is important to be prepared and ensure you are not caught by surprise in a worst case scenario.
Coverage
Inpatient Insurance Coverage
Thailand inpatient health insurance is specifically structured to cover serious medical events that require overnight hospitalization. As such, the coverage focuses on high-cost treatments and essential hospital services.
Typical inpatient benefits include:
- Private or semi-private hospital rooms
- Inpatient medications, including anesthesia
- Intensive care unit (ICU) access and nursing fees
- Diagnostic imaging like X-rays, CT, PET, and MRI scans
- Local ambulance transportation
- Surgical procedures, including operating room charges and surgeon’s fees
Because CCW Global and our partners work with a wide range of both Thai and international insurers, the exact details of coverage will vary depending on the provider you choose to purchase a policy from. However, we only recommend inpatient health plans that offer high coverage limits. Obtaining a high limit ensures you’re fully protected from the substantial costs associated with hospital-based medical care.
Considerations
Tailoring Inpatient Insurance
Inpatient Deductibles
Opting to include a deductible on your Thailand inpatient health insurance can greatly reduce your premium. Many Thailand Health Insurance providers offer high-deductible, inpatient-only plans, often referred to as “Catastrophe Policies,” which are tailored to protect against major medical emergencies.
These policies aren’t intended for routine healthcare, but they ensure substantial coverage is in place when it matters most, without the burden of a high monthly cost.
Health Insurance Coverage Areas
Many Thailand health insurance plans let you choose your area of coverage. Whether you prefer a policy limited to Thailand, or one that includes worldwide protection, you can tailor a plan to match your exact needs, travel habits, and lifestyle.
Extending Your Inpatient Insurance
Inpatient coverage only protects you during hospital stays that require an overnight admission. If you're looking for broader protection, it is possible for you to enhance your Thailand health insurance plan with benefits like Outpatient care, Dental treatment, and Emergency Evacuation services.
Adding these options ensures you’re covered beyond just hospitalization, giving you greater peace of mind in the face of everyday medical needs and unexpected emergencies.
Consultation
Thailand Health Insurance Consultations
If you would like to request a consultation for Thailand Health Insurance plan which includes comprehensive Inpatient and Hospitalization coverage, simply complete the short form on this page.
An expert Thailand insurance advisor from CCW or our local insurance partners will then follow up with you.
More information about this process can be found by clicking Health Insurance Quotes.
You may also Contact Us to speak to an advisor directly.
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In case of urgent assistance please call our office at (+852) 2114 2840 during business hours.