Overview
Thailand Inflation Adjusted Life Insurance
CCW Global and our Thailand insurance partners are able to arrange Life Insurance plans that include inflation-adjusted death benefits, helping to preserve the true value of your policy over time.
As the cost of living rises, the purchasing power of a fixed sum of money diminishes. This means that a life insurance policy purchased today ,with what seems like a generous benefit, could end up providing far less financial support in real terms when it is eventually paid out.
To counter this, some life insurance policies can be enhanced with inflation protection features, such as a Cost of Living Adjustment (COLA) rider. A COLA benefit is designed to automatically increase the value of your policy’s payouts over time; typically in line with a recognized inflation index, such as the Consumer Price Index (CPI).
While COLA is commonly associated with Disability Income Protection Plans (periodically increasing benefit payments to match inflation) it may also be applied to life insurance policies to ensure that your loved ones or beneficiaries receive a benefit that retains real-world value when it matters most.
Quotation
Thailand Life Insurance Consultations
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